Job Title: Data Analyst

Location: Hybrid in San Jose, CA (3 days/week onsite)

Duration: 6+ months contract (with extension)

Max Pay rate: $50-51.50/hr. on w2

Join the Global Risk & Protections team to drive data-driven insights that enhance user experience across a large-scale commerce platform. This role focuses on advanced analytics, identifying risk and payment optimization opportunities, and partnering cross-functionally to build scalable solutions. Ideal candidates are strong problem-solvers with analytical expertise, business acumen, and a collaborative mindset.

Key Responsibilities:

• Develop Risk Insights: Extract and analyze data from large incidents, near misses, and product/portfolio analysis to uncover critical insights for improving risk controls.
• Design and Implement Risk Policies: Contribute to the creation and deployment of risk policy frameworks to effectively manage credit risk, fraud prevention, product and portfolio risks, access policies, limits, and funds availability.
• Monitor and Optimize Risk Strategies: Continuously track the performance of existing risk strategies, identifying areas for improvement across policies, operations, and outputs.
• Collaborate for Global Risk Management: Partner with cross-functional risk teams to establish and deliver scalable, global risk management policies throughout the buyer lifecycle.

Required Skills:

• Master’s degree in a relevant field (e.g., Data Analytics, Computer Science, Statistics, or related discipline)
• 1–3 years of professional experience in data analysis or a related field
• Proficiency in SQL (Medium to Advanced level) with strong analytical and querying capabilities
• Hands-on experience with Tableau, including building dashboards and data visualizations
• Proficiency in Microsoft Excel (e.g., pivot tables, data organization)

Preferred / Nice-to-Have Skills

• Experience with Python
• Background in eCommerce, fintech, or banking domains
• Exposure to risk-related analysis

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