We are looking for a motivated professional to support the Bank's pricing, profitability, and capital optimization activities.

In this role, you will work with Funds Transfer Pricing (FTP), Intra-Group Transfer Rates (ITR), and Risk-Adjusted Pricing (RAS), ensuring consistent and effective business steering.

You will collaborate with Finance, Treasury, Risk, and Business teams, providing analyses, simulations, and pricing recommendations that help improve profitability and risk-adjusted returns. The role also offers opportunities to contribute to strategic initiatives, and the enhancement of pricing tools and methodologies.

If you are passionate about banking, analytics, and value creation, we encourage you to apply.

More in details, you will:

• Manage and further develop the Funds Transfer Pricing (FTP), Intra-group Transfer Rates (ITR) and Risk Adjusted Pricing (RAS) frameworks, ensuring alignment with Group standards and local business needs;
• Provide internal pricing for commercial and intra-group transactions, supporting balance sheet management, profitability steering and business decision-making;
• Partner with business lines in transaction structuring, product pricing and new product initiatives, helping identify sustainable and profitable growth opportunities;
• Analyze profitability, capital consumption and risk-adjusted performance indicators, identifying opportunities to improve portfolio returns and enhance value creation;
• Contribute to the optimization of risk-weighted assets (RWA) and support initiatives aimed at improving capital efficiency and risk-adjusted profitability;
• Perform pricing analyses, simulations and scenario assessments to support business strategies, balance sheet management and Net Interest Income performance;
• Develop insightful reports, presentations and recommendations for management, supporting both strategic and regulatory requirements;
• Maintain and enhance pricing tools and systems, collaborating with Finance, Risk, Treasury, IT and other stakeholders to ensure accurate implementation of methodologies;
• Support financial planning processes and business case development by providing relevant pricing, profitability and capital-related insights;
• Work with large data sets and analytical tools to generate actionable insights and support data-driven decision making.

Minimum eligibility criteria:

• Bachelor or Master degree in Mathematics, Econometrics, Finance, Economics or similar
• CFA/ACI/FRM/ACCA or similar professional certifications is preferred
• Experience in a banking or financial environment; specific banking experience with ALM, Interest Rate & Liquidity Risk Management, Financial Planning is preferred
• Good understanding of financial markets and products
• Advanced verbal and written communication skills in English
• Solid knowledge of MS Office (Excel, Power Point, Word); good knowledge of BI tools, SQL, VBA, SAS Enterprise, Bloomberg, Reuters, Murex, AS400 is a plus

Other required competencies:

• Strong analytical skills, ability to create, challenge and improve ALM related analyses and techniques
• Pro-active attitude, willingness to learn new things and drive to continuously work for improvement of the activity and self development
• High sense of intellectual curiosity

Benefits:

• 13th salary
• Meal vouchers worth RON 40
• Private medical subscription
• Easter and Christmas bonuses — RON 300
• A day off for your birthday
• Special rates for sports activities
• Exclusive discounts from over 100 partners

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