Short company description

ALD Automotive & LeasePlan unveil Ayvens, our new global mobility brand which unites the two companies together under a single common brand. This new brand represents another strategic milestone in the company’s development to become the leading global sustainable mobility player.
With over 3.3 million vehicles managed across more than 44 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals.
At ALD Automotive | LeasePlan, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment, and collaboration. We aim to foster an organization that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
ALD Automotive | LeasePlan will rebrand to Ayvens across all 44 countries by 2025.

Requirements

Job requirements
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Attention to details, organized person
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Excellent communication and interpersonal skills, with the ability to influence and negotiate effectively at all levels of the organization
● University degree/diploma (e.g. in Law, Economics etc)
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Knowledge of MS Office suite
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Experience in the Finance and Banking industry environment is a plus
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Minimum 1/2 years of experience with a financial institution or equivalent detailed process (preferably in the Credit Administration / Business Support /Credit Analysis/ Risk Analysis/ Lending area)
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Fluent in English written and spoken/ Any other language spoken is a plus

Responsibilities

Objective of the role
Job holder receive and analyze the credit requests from Ayvens Group Entities to ensure that documentation is complete and compliant with all relevant regulations and company policy and the preceding steps of credit analysis are done and the credit analysis process could be launched. Job holder is also responsible for implementation of the decision. To achieve this, the job holder needs to perform the following tasks.
His / Her main responsibilities are:
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Ensuring adherence with policy and requirements together with high standard of working;
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Analyzing data and documents from multiple sources and files according to the quality agreements;
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Ensuring the documentation is complete and in compliance with policy and requirements together with high standard of working;
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Performs preliminary checks for credit analysis process starting and takes the necessary actions to complete preliminary steps (e.g. group constitution, primary client responsibility unit, automatic approvals, etc.)
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Implements the decision in the system and notifies interested parties of the decision;
Areas of responsibilities
Impact on Business:
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Ensure to receive quality and complete documentation for each credit request
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Recommend/undertake further diligence where required
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Support Risk and Sales teams for continuous improvement
Stakeholder Management:
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Analyze documentation for credit requests from Ayvens Group entities, in accordance with the Group Policy, local regulatory requirements and respect Sign off authority
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Request additional documentation from Sales teams to ensure clarity and consistency for recommendation/decision
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Give feedback to Ayvens Group entities for improvements on credit process
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Support Credit Analysis team in producing timely, high-quality analysis and address quality issues, as the case may be
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Ensure that all credit requests analyzed are correctly sent to the credit analysis team
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Provide technical support/ training to the teams, with the required frequency, so that the Credit process is performed in an efficient, high quality and professional manner
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Maintain the credit process updated as per the latest procedural/ policy changes
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Propose improvements to the Risk process as per the knowledge gathered from other Ayvens Group entities
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Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives

Other info

As a member of our team, you will benefit from:
25 days of annual leave;
1 sick day/year;
1 day off for your birthday;
Family Private healthcare subscription at Sanador/Regina Maria ;
Monthly budget in Benefit Platform;
Holiday gifts for Easter, Christmas through Benefits Platform;
Loyalty bonus at 3 and 5 years seniority in company;
Special events bonus (marriage, child birth, other);
Opportunities and trainings for ongoing professional growth and career advancement;
Hybrid work setup - 2 days/week in the office (Timpuri noi metro station).
Discounts for dental care from Edent clinic
Massage in the office on Tuesday and Wednesday