Credit Risk Analyst with Spanish - Bucharest office
Adaugat: Azi
Bunge Romania
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Are you willing to consolidate your career and make a difference in a global vital business? Become part of our team and help build an organization that is working on the latest trends in Agri and Food Solutions
We are growing and looking for a passionate, bold, and driven Credit Risk Analyst with Spanish
Read the vacancy below and learn more about it!
What will you be doing as a Credit Risk Analyst with Spanish
The role is responsible for assessing and monitoring credit and counterparty risks arising from commercial operations by providing independent and objective analysis, monitoring and contributing to the implementation of any structural changes the credit risk in the allocated areas.
This should be completed through the following activities:
Responsibilities:
- Acts as main support for Credit & Counterparty Risk Analyst for Spain office (and other offices) and participate to their local functional meetings; proactively monitors the daily reports of this office;
- Manages counterparty risk analysis in accordance with Bunge policies, including: performing KYC checks and minimum due diligence, assigning credit grades, approving limits and minimum payment terms within delegated authority, escalating the exceptions;
- Focus on key counterparties analysis, monitoring and reporting (storage suppliers, key accounts customers, counterparties with high exposure, risky partners, groups);
- Performs daily checks and monitoring on the new contracts for identifying if there are cases outside of credit approval, by raising them to the teams for correcting the exceptions;
- Maintenance of counterparty information (grades, limits, approvals, payment terms etc.) in SAP, DELTA, local files and monitors counterparty analysis renewal dates;
- Keeping the relationship with the insurance company related insurance coverage and for the insurance cost;
What do we offer to our future colleague:
Besides the salary, our company offers the following taxable benefits:
- Meal Tickets;
- Healthcare services;
- Life insurance;
- Holiday bonuses – Easter and Christmas, and vacation benefit;
- Monthly oil ratio: You will receive a substantial monthly oil allowance;
- Work within an international and expert team.
What you can bring to the role:
- Mininum 3-5 years experience in Credit Risk; agricultural commodity experience - an advantage;
- Bachelor's degree in Economics, Finance, Business Administration, or a related field;
- Understanding of credit risk principles and counterparty analysis;
- Knowledge of commodity trading, futures and physical trading, hedging strategies, and market risk is an advantage;
- Strong proficiency in Microsoft Excel; Experience working with SAP or similar ERP systems;
- Fluent English is required; Spanish - good command (min B2);
- Excellent communication and stakeholder management skills;
- Strong analytical and problem-solving skills;
- Ability to build strong partnerships across teams and functions;
Leaders in agribusiness, food and ingredients
Be part of a team dedicated to improving the agribusiness and food production chain. Everyone, everywhere needs nutritious food to lead healthy and productive lives. The global agrifood chain sustains families, societies, economies and nations, and that chain depends on us. We source oilseeds and grains, manage a global logistics network to transport them worldwide, and create value-added food and ingredients for customers and consumers.
Global Mindset, Local Perspective
We're from everywhere, and we're at home everywhere. A global company that relies on our deeply local perspectives, Bunge is the sum of many cultures, languages and backgrounds. Our purpose, vision and operations reach across oceans, encompassing hundreds of facilities, tens of thousands of employees and billions of consumers.
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