Imagine a world where a customer can walk into any shop or browse any online store and pay in installments with just a few clicks - no bank queues, no physical paperwork, and no credit card hurdles. That is the reality Leanpay has been building for ten years!

We are at the forefront of the Buy Now Pay Later (BNPL) trend, with a team of professionals in retail, banking and software development who are passionate about changing the old-fashioned way of buying in instalments.

With our 2024 €10M Seres B funding milestone, we are scaling our Romanian operations and solidifying our market leadership in Slovenia . We aren’t just offering a financial product; we are offering retailers a way to grow and customers a way to shop with total digital freedom.

We are currently expanding our LEANPAY I.F.N. S.A. (Leanpay Romania) team and we are looking for an independent and detail-oriented Internal Auditor to join our teamin Bucharest. The main focus of an Internal Auditor is to provide independent, objective assurance and consulting services designed to add value and improve Leanpay’s operations. The role will help our organization accomplish our objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes, ensuring strict compliance with BNR (National Bank of Romania) regulations for IFNs.

What will the Internal Auditor be doing?

• Plan and execute audit missions in accordance with the annual Audit Plan and International Standards on Auditing (ISA);
• IFN regulatory compliance - verify compliance with BNR Regulation no. 20/2009 regarding non-banking financial institutions;
• Conduct specific audits on Anti-Money Laundering (AML/CFT) processes to ensure alignment with Law 129/2019;
• Review the accuracy of reports submitted to the Credit Bureau and BNR;
• Evaluate the efficiency of the internal control system and risk management methodologies (Credit Risk, Operational Risk, IT Risk);
• Document deficiencies systematically and draft recommendations to mitigate risks (financial, reputational, and operational);
• Prepare clear, concise audit reports for the Audit Committee and Board of Directors, highlighting critical non-conformities and tracking the implementation of remediation plans (Follow-up);
• Consult on the drafting and updating of internal procedures to ensure they match the latest legislative changes in the Romanian financial sector;
• Fraud prevention - Identify indicators of fraud or irregularities within lending and operational processes and recommend preventive measures.

What will the successful candidate have?

• Bachelor’s degree in Economics, Finance, Accounting, or Law;
• 3-5 years of experience in financial audit, internal control, or risk management;
• Previous experience within the Banking, IFN or Leasing sector in Romania;
• In-depth knowledge of BNR Regulation no. 20/2009 regarding non-banking financial institutions;
• Solid understanding of Law 129/2019 (Anti-Money Laundering) and GDPR regulations, as auditors must frequently verify these compliance checkpoints;
• Familiarity with RAS (Romanian Accounting Standards) and IFRS reporting;
• Advanced Excel skills (Pivot Tables, VLOOKUP) are mandatory; familiarity with ERP systems or audit software (e.g., ACL, IDEA) is a significant advantage;
• Deep understanding of BNR Regulations (specifically for IFNs);
• Advanced level of English language, both written and sCritical Thinking: Ability to look beyond "checking boxes" to identify the root cause of operational deficiencies;
• Excellent written and verbal communication skills to present sensitive audit findings to senior management without causing unnecessary conflict (conciliatory attitude);
• Unwavering ethical standards and the ability to remain objective regardless of internal pressure;
• Capacity to analyze large volumes of financial data and identify anomalies or fraud indicators;
• Ability to maintain independence and objectivity while fostering constructive working relationships;
• CAFR (Chamber of Financial Auditors of Romania) membership is a strong advantage;
• CIA (Certified Internal Auditor) or ACCA progress/certification is preferred.

Why Leanpay?

You will have an opportunity to work with enthusiastic and experienced professionals in a modern, healthy and encouraging working environment. You can grow as Leanpay grows - we appreciate every team member's contribution and support your personal development.

We also offer:

• A competitive salary based on your experience and performance;
• Meal vouchers;
• Private health insurance;
• 26 days of vacation;
• Professional, friendly and open-minded team;
• Hybrid working dynamic;
• Opportunity for professional advancement.

We can’t wait to meet you! So, if you believe you are the right person for this job, please send us your CV. We are looking forward to hearing from you. Shortlisted candidates will be contacted.

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