About our team

BCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels seen and valued.

We are an organization that values people and supports them in having a life that brings fulfillment, security, and balance.

Within the Corporate Risk Management Division, the Restructuring Department plays a key role in supporting clients facing financial difficulties, by identifying sustainable solutions and ensuring the recovery and/or healing of the bank's exposures.

If you enjoy working on complex cases, combining financial analysis with negotiation and decision-making, and collaborating with multiple stakeholders to create long-term value, this role might be a great fit for you.

How you will contribute

• Manage and take decisions regarding restructuring activities for an allocated portfolio of corporate clients;
• Develop and implement restructuring strategies tailored to each client's situation, ensuring alignment with internal policies and risk standards;
• Maintain direct contact with clients (including meetings and negotiations), aiming to identify viable solutions and manage sensitive situations;
• Structure restructuring solutions, negotiate terms with clients, and formulate proposals for internal approval, to be supported in front of decision makers;
• Assess the possible loss risk involved and proposes for approval potential level, further being responsible of proper implementation.
• Monitor the financial and operational evolution of clients to prevent further deterioration and ensure compliance with agreed restructuring terms;
• Initiate and perform financial and risk analyses necessary to support restructuring or recovery decisions, including but not limited to improvement of client's risk profile (additional collateral etc);
• Collaborate with internal stakeholders (risk, legal, account management, front office) and external partners to ensure proper implementation of solutions;
• Ensure correct implementation of approved solutions in internal systems and ongoing monitoring of guarantees, repayment schedules, and contractual obligations, as well as specific risk markings (forbearance etc);
• Prepare reports, documentation, and case materials for decision-making bodies;
• Support senior restructuring managers and contribute to complex transactions and team activities.

What will help you be successful

• University / Master's degree in economics, related field;
• Minimum 3 years of professional experience, including at least 2 years in corporate banking or financial institutions, with upside if previous restructuring experience;
• Solid understanding of corporate banking, financial analysis, and risk management;
• Knowledge of restructuring, recovery processes, and legal framework applicable to companies;
• Strong negotiation and stakeholder management skills;
• Analytical thinking, problem-solving mindset, and attention to detail;
• Ability to work under pressure, manage ambiguity, and prioritize effectively;
• Strong communication and relationship-building abilities;
• Advanced English proficiency and good IT skills.

Sounds like you'd be a good fit? Well, check out what we provide for our people

• Monthly budget for flexible benefits through the Benefit Online platform;
• 13th month salary;
• Performance-based bonus;
• Banking facilities, benefits for private pension and discounts on insurance policies;
• Gifts for special occasions;
• Vacation allowance;
• Private medical services for you and your family;
• Hybrid and flexible work schedule;
• 1 month / per year of remote work from abroad (UE);
• Up to 27 vacation days depending on your professional experience;
• Extra 7 days off per year if you have used up your vacation days;
• One day off for your birthday;
• Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
• Subscription to Bookster.